What is an IVA? All You Need To Know!
IVA is the agreement that a debtor makes with creditors for the creditors to help them pay the loan at lower rates. The deal is usually made under the following rules.The debtors have to be granted the IVA agreement as long they are willing and can pay the creditors at a given time and amount too. It may be small, but the debtor has to adhere to the agreement.Although you have some debt problems, you have to agree that you...
Woman who saved the life of a pregnant mum and her unborn child in the Las Vegas shooting is reunited with them for the first time
Sue Ann Cornwell, 52, led mum-to-be Miriam Finch, 21, to safety and laid on top of her to shield her from bullets as gunman Stephen Paddock gunned down 58 concertgoers
Britain’s biggest butterfly faces being wiped out by climate change, say scientists
Britain's biggest butterfly faces being wiped out by climate change, say scientists. The Swallowtail is only found in the fens and marshes of the Norfolk Broads - making it the rarest in the UK. Global warming is placing it at risk of extinction - along with the picturesque county's bees, bugs, birds, trees and mammals, a groundbreaking study warns. David North, head of People and Wildlife at Norfolk Wildlife Trust, said: "The likely impacts of climate change on our wildlife...
Beer of the Week: Hop Stuff Freudian Strip Vienna Lager
Born in a unit at Woolwich’s Royal Arsenal, Hop Stuff Brewery has since become one of the fastest growing craft breweries in London. Last month, the brewery drew ‘Funding III’ – a crowdfunding initiative - to a close after just two days, with over 190 per cent funded and more than 1,000 investors having participated. Founded by James Yeomans in 2013, Hop Stuff is the only brewer in the world to successfully complete three rounds of funding via Crowdcude, raising over £1.5m in the...
The best places to invest in London in 2018
With many investors both domestically and internationally on the lookout for their next investment opportunity in the UK, London often appears near the top of their list of destinations, however rising prices in the capital and London's international reputation for overpriced property can deter many investors from choosing London as their next investment destination. With billions of pounds being invested in regeneration projects in London and major upgrades to transport links throughout the city, more and more niche areas are...
CQS New City High Yield – “Conservative and boring”
CQS New City High Yield - “Conservative and boring” - In the words of its manager, Ian Francis, CQS New City High Yield Fund (NCYF) is “really conservative and boring”! However, NCYF offers a high yield and has beaten the consumer price index, Libor and the MSCI UK Index by significant margins over the last 10 years; all while providing low volatility returns. Furthermore, its premium rating (an average of 5.5% during the last year) and its ongoing share issuance (5.3% during...
Investment Companies Guide 2018
QuotedData has released the 2018 edition of its highly-regarded Investment Companies Guide. Building on the success of last year's publication and updated to reflect developments within the sector, the Guide harnesses QuotedData's wide-ranging distribution capabilities to reach over 100,000 self-directed investors and their advisers. 2018 Investment Companies Guide Final Version Partnership approach The guide has been supported by sponsors including Aberdeen Standard Investments, Fidelity International, Jupiter Asset Management and Polar Capital and will be hosted by Alliance Trust Savings, Zurich, Transact...
Police Crime Scene Investigator accused of sexual assault while on duty
A crime scene investigator has been accused of sexual assaulting a victim while working for the police. Kevin Dowley, 61, will appear before Basildon Magistrates' Court on Thursday charged with two counts of sexual assault. The charges relate to allegations about conduct while undertaking his work for Essex Police in July and August 2016. He has worked for the force since 2013 and previously worked as a police officer for the Metropolitan Police. Dowley, of Stanford-le-Hope, Essex, was suspended from...
Oxford student spared jail after stabbing her boyfriend denied permission to appeal her sentence
An Oxford student who was spared jail after stabbing her boyfriend in a drug-fuelled rage has been denied permission to appeal her sentence. Lavinia Woodward, 24, who has a history of cocaine and MDMA abuse, was given a suspended sentence after plunging a bread knife into Thomas Fairclough's leg but challenged the judgement. The appeal was denied, however the aspiring heart surgeon can still apply to have her case heard by a full court of two or three judges. Woodward...