There has been much talk about how first-time buyers can get on the property ladder. The Government has introduced home ownership schemes to help more first-time buyers buy a home. But with increasing house prices, expensive rents and low salaries, saving for a deposit is difficult and impossible for some. But new research by The House Shop, competed by YOUGOV reveals a morbid truth. Results showed that out of 2000 respondents, 21 per cent said their best chance of getting...

Digital currencies are changing how transactions are handled and although they’ve been here for a while, people are still trying to understand the impacts.  If you are like most people, you probably know that digital currencies are considered digital gold for this age. For most entrepreneurs, it’s important to pay special attention to ensure you have a good chance to keep up with the competition. Cheaper and faster bank transfers Today, banks move money slowly and international money transfers can...

This is the heartwarming moment a homeless man broke down in tears when a Good Samaritan gave him his £120 trainers after seeing him walking barefoot in the street. Craig Wells, 36, was in a restaurant with his wife and three children when he spotted a homeless man wander past the window. Sales manager Craig noticed the man wasn't wearing any shoes and his socks were threadbare so he dashed outside to speak to him. In an incredibly kind gesture,...

Quarterly investment companies roundup – Third quarter 2017 - Markets moved up a little over the course of the three months ended 30 September 2017. Regionally, emerging markets did well. The pound strengthened a bit relative to the US dollar but was flat against the euro. The oil price rose by more than 20%. In the investment companies sector, there were quite a few new issues. The median discount across all funds is still on a narrowing trend. The median premium...

A desperately ill woman whose brain is dropping out of her skull won't live to see Christmas this year if she doesn't raise enough money for life saving surgery. Sarah Gearing, 40, has a condition which causes her body's connective tissues to collapse, meaning that many of her joints frequently fall apart. This condition, called Ehlers Danlos Syndrome, means that Sarah needs £130,000 to have a unique operation which will take place in Barcelona and last for over ten hours....

Aberdeen Latin American Income (ALAI) has announced its annual results for the year ended 31 August 2017. During the period, the company's NAV total return was 25.1% and its share price total return was 23.7%, which the company says compares against a benchmark total return of 21.4%. The superior NAV total return reflects a widening of the company’s discount during the period from 11.8% to 13.3%. Brazilian exposure the biggest contributor The manager says that Brazil was the biggest contributor...

Most businesses waste time. Whether it’s pointless internal emails, unnecessary meetings or poor organisation – too many companies lose too much valuable time. Many of the emails, meetings and organisational issues will stem from poor processes. If you want your business to be a smooth-running well-oiled machine then you need to roll your sleeves up and consider these five factors, which can cut out productivity-sapping wasted time. Conduct a full review Don’t even start trying to change anything with your...

Around the world around 46 million people are trapped in some form of slavery - the equivalent to the entire population of Spain. Sexual exploitation counts for 54% of all human trafficking victims. As Rebecca Mott’s astonishingly candid story reveals, slavery is actually very close to home. And we can all make a difference to end it.  "For me slavery means when you are doing something against your will - where somebody is controlling you, exploiting you for their gain. You...

For anyone not familiar with Britain First, it's a single Facebook page for people to share hateful and largely illiterate ideas that sink to a whole new level of stupid. Britain First describes itself as a Political Party standing up for nationalism and British Sovereignty, opposing colonisation and promoting Christianity. Britain First generally share fake pictures of foreigners going about their business in Middle Eastern cities, claiming the snap was taken in York or Swindon. Photos of Pakistani cricket supporters...