Heat the oil in a saucepan, add onions, garlic, thyme, and hot pepper, sauté for a minute or two
Stir the rice to the pan, followed by the beans and stir, add the coconut milk, bay leaves, salt and pimento and two cups of water, use the coconut milk can, just to make sure you have all the yumminess added.
Cover and cook until all liquid is absorbed. Add more liquid if needed. The rice should be cooked and fluffy.
Give it a good stir, remove the sprigs thyme and bay leaf before serving.